Thomas Kayes

Registered Representative


Thomas Kayes has over 34 years of experience guiding clients with financial goals  and insurance. He is the current President and Owner of U.S. Financial Services, Inc. since 1989, which he has direct experience in establishing, growing and operating individuals and corporations.

Tom is a Registered Representative through Cetera Advisor Networks. He currently maintains a Life & Health License and securities registrations: Series 6, 7, 22 & 63. Tom is licensed in 11 states to handle client’s investments: Indiana, Illinois, Florida, Michigan, Arizona, California, Colorado, Missouri, North Carolina, Virginia and Wisconsin.

Tom has been servicing Northwest Indiana and South Suburbs of Chicago since 1981. He is very involved in the community with non-profit organizations and community service. He is currently a member of American Hellenic Education Progressive Association (A.H.E.P.A.), National Association of Health Underwriter (NAHU), St. John Chamber, Crossroads Regional Chamber of Merrillville and Crown Point, South Shore Clean Cities and Merrillville Rotary.

Tom and his wife, Becky, are residents of Northwest Indiana and currently reside in St. John, IN. They have 3 grown children and a new granddaughter. Tom enjoys spending time with his family & friends, traveling, playing golf and contributing his time to non-profit organizations in Northwest Indiana.

Photo of team member

Pam Neel



Pam Neel has been working directly with Tom for the past 14 years. She has worked in the investment & insurance industry in Northwest Indiana for over 25 years. 

Pam & her husband reside in Merrillville, IN with their daughter. She enjoys playing pool and spending time with her family & friends while camping.

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